Our Services

Auto, Life, Commercial, Health, Home

Gem City Insurance Team

​Home Insurance

Homeowners insurance policies provide coverage for damage to your home and personal belongings. Your homeowner’s policy is likely broke into 4 sections: Dwelling, other structures, household personal property, and additional living expenses. Each section provides a distinct coverage needed in the case of a loss.

Auto Insurance

The insurance protection you need when you are on the go! Personal Auto Insurance protects you against financial loss in case of an automobile accident. Our auto insurance policies provide coverage for motor vehicles, used for your personal use. We can cover cars, trucks, vans, semi’s, campers, motorcycles, motorhomes, classic autos, etc. A personal auto policy includes many different sections; some are cover while you request others for an additional premium

Commercial Insurance

Commercial general liability insurance is a broad type of insurance policy which provides liability insurance for general business risks. Commercial General Liability is the specific name for a policy of this type in the United States insurance market

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assure, where the insurer promises to pay a designated beneficiary of money in exchange for a premium, upon death of an insured person.

Health Insurance

Is an insurance that covers the whole part or a part of the risk of a person incurring medical expenses, spreading the risk over numerous persons.

Contact either David Cain or Blaise Haxel anytime during business hours, M-F 9am-4:30pm

Insurance Resources


Claims Information- Helpful Hints

Gem City Insurance works with some of the largest and most respected companies, we are confident we can find the best coverage and rates for you.

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Book an Appointment

Book an appointment with either of our agents today! They are eager to speak with you and help in any way they can!

Gem City Insurance Interior

Request a FREE Quote

Gem City Insurance offers free quotes! Request one today!

You can often find the owner’s dog, Reagan Cain at the office. He is a golden retriever from the LaHarpe area, who enjoys being with the Gem City family most days during the week.

Reagan Cain the office dog
Gem City Insurance

(217) 214-0534



Monday – Friday 9:00am-4:30pm,
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    Give a gift to yourself! Refer a friend and if they bring their home, auto, business or health insurance to Gem City Ins. We will send you $20 in local dining gift certificates.